How to improve family Budget: Spending (Consumption) vs. Investment planning

Video Outline:

Family Finance and Budget. Different ways of planning

  • Spending vs. Consumption planing
  • Planning based on financial goals
  • Planning based on priorities

Definition of Investment: spending money on activities or assets to create future revenue stream

  • Example of Investments (Ongoing or Projects)
  • Get education to be eligible for higher paid jobs (Cash investment or Student Loan)
  • Learn a new skills to get promoted (No cash investment but time commitment)
  • Contribute to 401K (Before Tax Monetary Commitment)


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